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Finally, a great choice of student credit cards for both college & high school students!

There are some great choices available today for college and high school students when it comes to student credit cards. Note: The minimum age to qualify for a credit card is 18. Some student credit cards offer such benefits as no annual fee, access to low rate student loans and online bill and expense management. For a college or high school student starting out it is a good idea to establish a credit history as soon as possible. By establishing a good credit rating they will have a much easier time qualifying for a personal loan or a home mortgage down the road.

However, a student must start out on the right footing by learning to keep their financial affairs in order. They must learn quickly to live within their financial means and pay their credit card statement on time in order to build a positive credit history. Unfortunately there is not enough emphasis at the college and high school level placed on personal financial management. Student credit cards can be a great financial tool if they are used properly.

Today we find several alternatives to traditional student credit cards. They are called prepaid, stored value or pay as you go cards. These are not credit cards however, in appearance you can't tell them apart. They come in the form of a MasterCard or Visa card and can be used wherever MasterCard and Visa cards are accepted. Prepaid, stored value or pay as you go cards operate like a bank debit card. You place a specific amount of cash into an account provided by the card issuer and as you make purchases you draw for that amount. It provides the college or high school student the convenience of a Mastercard or Visa credit card without the risk of over spending.

Student Credit Cards

Chase Platinum for Students - Chase Platinum for Students is made just for you and your needs. It comes with a 5.99% Introductory APR* on purchases and balance transfers, no annual fee and tons of other cool benefits, like FREE Membership in Chase Ultimate Rewards ExpressSM!

Discover Card for Students - Apply for a No-Annual-Fee Discover Card for Students with all of these privileges: No Annual Fee, Up to 2% Cashback Bonus award**, Cool Clear Design and Online Account Access and Bill Payment. Start Saving Today APPLY NOW! It's fast, easy and secure.